Terms and Conditions

1. Introduction

1.1 We are a company incorporated under the laws of England and Wales, with registered company number 13543898, and our registered office at Riverside, 3 First Wood Street, Nantwich, Cheshire, CW5 5EG. You may write to us at this address or contact us through this website.

1.2 These terms and conditions are deemed to include our privacy policy and are collectively known as “these Terms”

1.3 When you use this site, you agree to be bound by these terms and conditions. If you do not agree to be bound by these Terms, you may not use this site

1.4 Certain uses of this site are prohibited and amount to a misuse of our systems and the site. Please refer to clause 3

1.5 You may print and keep a copy of these Terms. They are a legal agreement between us and can only be modified with our consent. We may change these Terms at our discretion by changing them on this site. The then current version of these Terms will apply whenever you use this site.

2. Intellectual Property

2.1 The copyright and all other intellectual property rights in this site (including all database rights, trademarks, service marks, trading names, text, graphics, code, files and links) belong to us or our licensor(s). Subject to clause 3, you may download material from this site solely for personal use. However, you must not copy, transmit, modify, republish, store (in whole or in part), frame, pass-off or link to any material or information on or downloaded from this site without our prior written consent

2.2 Without limitation to clause 2.1, you may not use or copy the Circular Benefits name without our prior written consent

2.3 This site may contain links to websites operated by third parties. We have no control over their individual content. We therefore make no warranties or representations as to the accuracy or completeness of any of the information appearing in relation to any linked websites. The links are for your convenience only. We do not recommend any products or services advertised on those websites. If you decide to access any third party website linked from this site, you do so at your own risk.

3. Your obligations and conduct

3.1 You accept that you are solely responsible for ensuring that your computer system meets all relevant technical specifications necessary to use this site, and that your computer system is compatible with this site

3.2 You must not misuse our system or this site. In particular, you must not hack into, circumvent security or otherwise disrupt the operation of our system and this site, or attempt to carry out any of the foregoing

3.3 You must not use or attempt to use any automated program (including, without limitation, any spider or other web crawler) to access our system or this site, or to search, display or obtain links to any part of this site, other than the home page at www.circularbenefits.com. Any such use or attempted use of an automated program shall be a misuse of our system and this site. Obtaining access to any part of our system or this site by means of any such automated programs is strictly unauthorised

3.4 You must not include links to this site in any other website without our prior written consent. In particular (but without limiting the foregoing) you must not include in any other website any “deep link” to any page on this site other than the home page at www.circularbenefits.com without our prior written consent.

4. Barring from the site

4.1 We reserve the right to bar users from this site, on a permanent or temporary basis at our sole discretion. Any such user shall be notified and must not then attempt to use this site under any other name or through any other user.

5. Warranty

5.1 Whilst we endeavour to ensure that any material available for downloading from this site is not contaminated in any way, we do not warrant that such material will be free from infection, viruses and/or similar code

5.2 Due to the nature of software and the internet, we do not warrant that your access to, or the running of, this site will be uninterrupted or error free. We shall not be liable if we cannot process your details due to circumstances beyond our reasonable control

5.3 The information provided on this site is for general interest only and does not constitute specific advice. Whilst we endeavour to ensure that the information on the site is accurate, complete and up to date, we make no warranties or representations that this is the case. Before making any decision or taking any action, we strongly recommend you contact us for expert advice

5.4 We make no warranty or guarantee that the site or information available on it complies with laws other than those of England and Wales, Scotland, and Northern Ireland.

6. Liability

6.1 Nothing in these Terms will be deemed to exclude our liability to you for death or personal injury arising from our negligence, or for fraudulent misrepresentation

6.2 Subject to clause 6.1, we will not be liable for any failures due to software or internet errors or unavailability, or any other circumstances beyond our reasonable control

6.3 We may put in place such systems as we from time to time see fit to prevent automated programs being used to obtain unauthorised access to our system and this site. Subject to clause 3.3, you are not permitted to use automated programs to access our system or this site, and any such use or attempted use by you is at your own risk. Subject to clause 6.1, we shall not be liable to you for any consequences arising out of or in connection with any such use or attempted use of automated programs to obtain unauthorised access to our system or this site

6.4 Subject to clause 6.1, we accept no liability for any loss suffered as a result of your use of this site or reliance on any information provided on it, and exclude such liability to the fullest extent permitted by law

6.5 Subject to clauses 6.1 to 6.4 inclusive, we shall not be liable to you for:

(a) any indirect, consequential, special or punitive loss, damage, costs and expenses;

(b) loss of profit;

(c) loss of business;

(d) loss of reputation;

(e) depletion of goodwill; or

(f) loss of, damage to, or corruption of data.

7. Legal jurisdiction

7.1 You irrevocably agree that the courts of England and Wales will have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these Terms and for those purposes irrevocably submit all disputes to the exclusive jurisdiction of the English courts.

8. Customer feedback

8.1 We operate a system to ensure that all customer feedback is dealt with fairly and consistently and is properly recorded. We welcome any suggestions that you make about how we may improve our service. Please write to us at our registered address in clause 1.1, or contact us through this website. We aim to acknowledge all customer feedback.

9. General

9.1 We may from to time to time change the content of this site or suspend or discontinue any aspect of this site, which may include your access to it. Subject to our notifying you to the contrary, any amendments to this site or new content will be subject to these Terms

9.2 These Terms are the whole agreement between you and us. You acknowledge that you have not entered into this agreement in reliance on any warranty or representation made by us (unless made fraudulently). If a court decides that any part of these Terms cannot be enforced, that particular part of these Terms will not apply, but the rest of these Terms will. A waiver by a party of a breach of any provision shall not be deemed a continuing waiver or a waiver of any subsequent breach of the same or any other provisions. Failure or delay in exercising any right under these Terms shall not prevent the exercise of that or any other right. You may not assign or transfer any benefit, interest or obligation under these Terms. The provisions of the Contracts (Rights of Third Parties) Act 1999 shall not apply to these Terms.

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